At Mac James Motors, we've been providing bad credit car loan or customers from the Fort McMurray area for over 16 years. We provide quality used cars with affordable monthly payments. If you have bad credit, are in bankruptcy, or have no credit history, we can help you find a car or minivan that meets your needs and suits your budget.

If you're from the city of Fort McMurray, or live in the Fort McMurray area, and have declared bankruptcy, or are presently in bankruptcy, you can still finance any one of our quality used cars. We'll help you get an affordable, dependable used car and put together the financing for you as well. We have a lot of experience when it comes to providing bankruptcy car loans in the Fort McMurray area.... and most everywhere else in Alberta. We've helped many Fort McMurraians buy an excellent car and attain a good credit rating at the same time.

If you're having trouble getting a used car loan in Fort McMurray, why not try getting approved with Mac James Motors. Often, having no credit can be just as difficult as having bad credit. You haven't had any problems with credit, yet nobody wants to take a chance and give you a loan. Mac James Motors provides no credit car loans to those who haven't been able to attain a credit history. We'll work with you if you're a first time buyer, have recently gone through a divorce where all the credit history is your spouses name, or if you've never had credit at all.

We can help you rebuild your credit rating by giving you a credit rebuilding car loan. It doesn't matter what your credit rating is now, or how bad your prior credit issues have been, we can help. We'll report your ongoing good credit history every month to the credit bureaus in Canada. You’ll be able to create an excellent credit rating and have a quality used car at the same time. All our used car loans are open-ended, so if you want to pay out your loan early, it's no problem as we have no early payout penalties or fees.

There are several bad credit used car dealerships in Fort McMurray, but finding one who provides a dependable used car and a written warranty, that's hard to do. At Mac James Motors, all our used cars are fully inspected, reconditioned, and backed by a written warranty. You can have peace of mind knowing you're driving a quality used car with an excellent warranty.