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Rebuild Credit Car Loan

How do I rebuild my credit if no one will lend me money? We hear that quite a bit at Mac James Motors. You have a good job, stable residence and can afford to make payments, but you still get turned down. Your bank will say as soon as you rebuild your credit we'll approve you for a car loan. But how can you rebuild your credit if no one will lend you money.

Mac James Can Help You Rebuild Your Credit

Mac James' loans will help you rebuild your credit and we'll get you approved even if the banks have turned you down. We've helped thousands of customers over the last 16 years to rebuild and reestablish their credit. We'll report your good payment history on a monthly basis to the credit bureaus in Canada. This is the quickest way to rebuild your credit; borrow some money, pay it back on time and have a reputable lender such as Mac James Motors report your credit history.

Approved Regardless of Credit History

We will approve you regardless of your credit history. We know many lenders say this but Mac James Motors can back it up. With thousands of success stories from the since 1994, we know what we're doing. No matter how bad you think your credit is, we can help. Bankruptcies, repossessions, foreclosures, R9's, collections, unpaid cell phone bills; we'll look at your future not your past.

Rebuild Your Credit Fast

Car loans at Mac James Motors are short. This allows you to rebuild your credit history quickly. It will also save you thousands of dollars in interest charges compared with the five year (or longer) term that other car dealers offer. Longer financing terms benefit the finance company, not the customer. The longer it takes to you pay off your loan, the longer it takes to rebuild your credit, and longer terms mean you pay more in interest. Our shorter terms save you money and helps you rebuild your credit faster. We want you to own a car, not a car payment.

No Fees

All our car loans carry no hidden fees or charges. If you want to pay your loan out early or make extra payments, it's no problem. Mac James Motors rewards customers for rebuilding their credit quickly, we don't penalize a customer for making the right decision to rebuild their credit and save money.

Mac James Motors has helped thousands of customers to rebuild their bad credit to good credit by providing approvals to customers regardless of their credit score. We report their good credit history on a monthly basis to the credit bureaus in Canada.

All our auto loans are open ended,
so once you've rebuilt your credit score, you can pay out your loans early, with no penalty or fees.

All our used car loans are short, saving you money.

Apply Online for a Car Loan

You can start to rebuild credit today. Apply online with our online used car credit application and Mac James Motors can have you on the way to establishing a good credit rating.